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BLOGOctober 20, 20250 comments

Why Insurance Companies Don’t Pay Valid Personal Injury Claims Without a Fight

When you’re injured in a car crash, slip and fall, or animal attack, you expect the insurance company to do what’s right. After all, that’s what insurance is for—right? Unfortunately, it’s not that simple. Even when your personal injury claim is completely valid, insurance companies often delay, dispute, or deny payments.

At Steinberg Goodman Law PLLC, we know how frustrating this process can be. That’s why we stand by our slogan:
We Tip the Scales and Fight for Every Dollar You Deserve.

Why Insurance Companies Resist Paying Fairly

Insurance companies are for-profit businesses. Their goal isn’t to pay you what your claim is worth—it’s to protect their bottom line. Here are the main reasons they push back on legitimate injury claims:

1. Protecting Their Profits

Insurance adjusters are trained to minimize payouts. Every dollar they save increases company profits. Even valid claims are scrutinized to find reasons to pay less.

2. Shifting the Blame

An insurer may argue that you were partially or fully at fault, even when police reports or witness statements tell another story. They do this to reduce or eliminate their obligation to pay.

3. Downplaying Injuries

Many insurance companies question the severity of injuries or the necessity of treatment. They may suggest you’re exaggerating your pain or that your injuries were pre-existing—tactics meant to lower settlement offers.

4. Delaying the Process

Some insurers drag their feet hoping you’ll get tired, frustrated, or desperate enough to accept a low settlement. Delays are a common pressure tactic designed to save them money.

5. Taking Advantage of the Unrepresented

Without legal representation, an injured person may not know the full value of their claim or the deadlines that apply. Insurance companies know this and often take advantage by offering settlements far below what’s fair.

How Steinberg Goodman Law PLLC Levels the Playing Field

When you’re up against an insurance company, experience matters. At Steinberg Goodman Law PLLC, our attorneys know the tactics insurers use. We also know how to fight back effectively.

We handle motor vehicle accidents, motorcycle crashes, premises liability injuries, animal attacks, and other personal injury cases throughout Michigan. Our approach is thorough, strategic, and always client-focused.

Here’s what we do for you:

  • Investigate thoroughly to gather medical records, witness statements, and expert reports.
  • Negotiate aggressively with insurers who undervalue or deny claims.
  • Litigate confidently when fair settlement isn’t possible.
  • Communicate openly so you always know where your case stands.

Why Choose Steinberg Goodman Law PLLC

Choosing the right personal injury firm can make all the difference. With decades of experience and a track record of results, our team fights for justice, accountability, and maximum compensation for every client.

✅ Proven success in Michigan personal injury cases
✅ Direct access to experienced attorneys—not just case managers
✅ No fee unless we win your case

At Steinberg Goodman Law PLLC, we take pride in helping injury victims stand up to insurance companies and get what they rightfully deserve.

Don’t Let the Insurance Company Win

If an insurance company is delaying, denying, or underpaying your valid injury claim, don’t face them alone. Contact Steinberg Goodman Law PLLC today.

Call 248.538.1494 or visit www.steinberg-goodmanlaw.com for a free consultation.
We Tip the Scales and Fight for Every Dollar You Deserve.

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car accident claim denied injury claim delay insurance bad faith insurance claim denial insurance company tactics insurance won’t pay Michigan accident attorney Michigan personal injury lawyer personal injury settlement Steinberg Goodman Law PLLC We Tip The Scales
What “Negligence” Really Means in a Michigan Personal Injury CasePrev
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